Govt to establish mortgage scheme for civil servants, military, police personnel President Joko “Jokowi” Widodo said on Tuesday that the government would establish a special mortgage scheme for civil servants, military and police personnel.
Jokowi said 945,000 civil servants, 275,000 military personnel and 360,000 police personnel were not homeowners.
He called on relevant institutions to discuss the concept of the mortgage scheme that would not involve the state budget.
“I invite the Financial Services Authority [OJK] board of commissioners as well as directors of state-owned banks, region-owned banks and state-owned insurers Asabri and Taspen to make a breakthrough,” he said during a meeting at the State Palace in Jakarta.
Meanwhile, Bank Rakyat Indonesia (BRI) president director Suprajarto said representatives of those institutions mentioned by the President would discuss the mortgage concept, expected to be ready next month.
Bank Mandiri president director Kartika Wirjoatmodjo told The Jakarta Post that the scheme would be categorized as a consumer loan.
He, however, said lenders may facilitate customers by lowering monthly installments with extended tenors. “Maybe, the tenor can be extended to 30 years. They can still pay in installments when they retire,” he added. Govt to establish mortgage scheme for civil servants, military, police personnel (bbn, Anton Hermansyah, The Jakarta Post)
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